As a parent or guardian of a teenager, you’re probably dreading the day that they ask to get their driver’s license. Whether we like it or not, every parent has to face the reality that their teenager will eventually get their driver’s permit and then their license.
One thing is for certain; purchasing teen car insurance can burn a hole in your wallet. The good news is that there are ways you can purchase cheap auto insurance for your teen. Some vehicle insurance companies now offer teen car insurance at lower rates than standard vehicle insurance.
How do you find cheap teenage insurance?
Most parents ask the opinions of family members, friends with teenagers who’ve purchased cheap teenage car insurance. They also check the yellow pages and search for car insurance companies as well as randomly calling car insurance companies for quotes. However, those who are finding the best deals are finding them on the Internet.
Do a Google search on teen auto insurance rates. Then choose the first few companies that populate on the Google search results page and contact them for cheap auto insurance quotes. You’ll need the make, model of the car, the year and the state you live in as well as how many miles will be driven annually, if your teen has a job, the car’s VIN, and some additional details. Aggressive auto insurance companies offer greater discounts if your teen driver consistently achieves high grades
The state you live in will have a major effect on the cost of insurance. For instance, if you live in Atco, New Jersey, your car insurance will be a lot cheaper than if you live in New York or California. Regardless of where you live in the United States of America, you can find companies willing to offer discounts on cheap teenage auto insurance.
Save time and money searching for cheap teen car insurance rates
If you are pressed for time and living on a budget, go straight to a vehicle insurance site that lists the cheapest vehicle insurance rates. All you have to do is fill out a form, and the website will provide you with a listing of the cheapest auto insurance rates for your teen. Whip out your iPhone, Blackberry, iPad or even your laptop and you can get instant auto insurance rates for your teenager. Those who report the lowest rates by the most credible companies always take the extra few minutes to receive multiple quotes.
Once you have found a cheap auto insurance provider that has cheap teen insurance rates, the only thing left to worry about is teen driver safety. We encourage all parents and guardians to enroll their teen in a series of driver’s safety courses. Teens love them because they’re fun and they can test one’s confidence on the driving obstacle course and with key life saving and accident avoiding defensive driving manouvers.